birds of the air verse

Bottom Dollar

The other day, while I was out and about, I called a medical practice to set up an appointment for my twisted-up shoulder/neck/back muscle.

And that’s when I found out my phone service hadn’t renewed.


Well, okay, I know I’m pretty broke right now. And I had that overdraft not too long ago…but I thought I put enough in the bank to pay the fee?

And I even deposited more cash into my account today.

So what’s the deal?

I’m usually more on top of my money than this. Maybe someone’s messing with my account? After all those data breaches….

Nah. It’s probably my fault.

Regardless, I need to look into this.

I drive back to the bank and deposit a little more.

And while I see my account balance increase, the available balance still reads as $0.00.

So…either the deposits are not going to process until the next day…OR…I have a massive overdraft fee that’s been accumulating, and I still haven’t completely paid it off???

I decide to walk inside and find out what’s going on.

They’re pretty short-staffed and busy right now. One poor clerk is manning the front desk all by herself.

Eventually, another guy walks up to help out. He has a “managerial appearance”. 🙂

My turn arrives. I walk up to Mr. Manager.

“Hi. So…I’m just trying to find out what’s going on with my account….”

I proceed to explain my situation.

“Hm…it shows that your account currently has a balance of $19.85.” (This was the balance before my deposits.)

“And then, I see a couple deposits coming in…for $25 and $20?”

“Yep, that sounds right. Will they not process until the next day at this point?”

“It’s showing same-day credit for them.”

“Oh good.”

“You had a couple annual fees charged to your account. And…yep, looks like there was an insufficient funds thing at one point. But I can refund that for you, because this is your first time.”

“Oh…thank you so much! Actually, I feel like this is not the first time this has happened.”

“It’s okay. It looks like it doesn’t happen much. I only see the one on your account.”

And after that, I got a little teary.

Once I got out to my car, I just started blubbering (happily). Never had I been so thankful simply to be able to pay for my phone service.

Oh my gosh you guys.

I have never felt so rich.

Crazy how a simple experience of going without – even for a few minutes – can remind us of just how much we have.

Tasting “poverty” for a few minutes changed my perspective.

And when I got that refund, I was reminded – once again – that God is watching over me, and will always take care of me.

This is something that I technically know. But I don’t always live like I believe it.

It’s easy to panic as the waters of “poverty” begin to surround me. It’s easy to take my eyes off of Jesus.

I know – in my head – that He’ll provide all I truly need. But that doesn’t always stop me from worrying.

What if I can’t pay my phone bill next month? And then I won’t be able to keep in touch with some of my friends?!

Apparently, worrying about this will be helpful. My brain somehow believes that by feeling frightened or afraid, it (or I) will be accomplishing something. Solving the “problem”.

And yet, look at what God provided, no thanks to worry:

Not only was my overdraft fee refunded, but also: I discovered that the other money I had been depositing wasn’t actually going down the drain as I had feared.

And had they not been busy and understaffed, Mr. Manager might not have been there to help me out. Maybe I wouldn’t have gotten the refund.

Perfect timing. That’s God’s M.O. all over.

Just like a lover who leaves his mark, his special signature on a gift he sends, or a letter he writes.

It felt like He was saying, “I’ve got you, sweetheart. And I want you to know that this was a gift from Me.”


Wealth stays with us a little moment if at all: only our characters are steadfast, not our gold. – Euripides

birds of the air verse

Look at the birds of the air, that they do not sow, nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not worth much more than they? – Jesus

© 2017 Kate Richardson All Rights Reserved

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